Cashflow Acquisitions · MCA Deposit Program
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Private Lending · Weekly Payouts

Learn how this 27-year-old credit market is paying our partners weekly distributions of 10%+, contractually guaranteed.

A merchant cash advance is short-term capital deployed to vetted American businesses — restaurants, gas stations, service providers — in exchange for a contractual claim on their future receivables. Your position is guaranteed against the borrower's receivables, inventory, and a signed authorization on their bank account. Settled every Friday. $5K minimum.

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10%
Per week on capital deployed
7 days
Max effective lock-up
$5K
Smallest position to start
27 yrs
Industry maturity since 1998

Run your own numbers.

Same conservative rate the program runs on every active position — 10 points (10%) per week on capital deployed. Slide to your position size. The math updates in real time.

Your position size
$20,000
$5K $25K $50K $75K $100K
Per Week
$2,000
paid every Friday
Per Month
$8,000
4 weeks redeployed
Per Quarter
$26,000
13 weeks of returns
6 Months
$52,000
26 weeks redeployed

Conservative math: assumes the standard 10-point weekly rate, continuous redeployment of principal only, no skipped weeks, no defaults. Returns are based on real cash flow from vetted borrower businesses and are not guaranteed. Walk through your numbers with the team →

How it actually works.

A merchant cash advance is how a brick-and-mortar business gets capital in days instead of months. They get the speed. You get the upside. The structure has been institutionalized for two decades — you're participating in the same model AmEx, OnDeck, and CFG operate at scale.

01

You deposit capital

Start at $5K. Standard position is $20K. Larger commitments split across multiple businesses.

02

It's placed with a vetted business

2+ years of bank statements. 6+ months consistent receivables. $100K+ weekly cash flow. Lawyer-reviewed every time.

03

The business pays daily, settles Friday

ACH pulls daily on the receivables we have first-position liens against. Position closes Friday.

04

You decide every Friday

Redeploy into next week's position, or wire your money out. No lock-up. Your call, every week.

A $20,000 position · One week
You deposit$20,000
→
$2,000your return that week
Daily ACH (Mon-Thu)4 days × $475
→
$1,900steady, day-by-day
Friday balloon1 × $100
→
$100closes the position
By Friday$20K principal + $2K return
=
$22,000pull out or redeploy

Why this isn't a fad.

$850M
AmEx acquired Kabbage in 2020 — institutional validation that the asset class works at scale.
46%
OnDeck portfolio yield reported in public 10-K filings. The math you're seeing isn't an anomaly — it's the standard yield profile.
$145M
CFG Merchant Solutions credit facility raised in 2024. Banks lend to MCA operators — the clearest legitimacy signal that exists.

How your capital is protected.

📜

First-position UCC liens

Senior claim on the business's receivables, equipment, and inventory. We get paid before any other creditor — including their bank.

⏱

2 years of vetting

2+ years of daily bank balances and 6+ months of consistent receivables required before we'll touch a deal. No startups, no cash-poor businesses.

🏦

Approved-but-undersized

We deploy $20K into businesses approved for $50K. By design, we never lend to the maximum — leaving margin to recover if anything slips.

Real lenders. Real positions.

Three current participants. All started skeptical. Two had been scammed before in other programs. The pattern is the same — start small, see the first payment hit, then redeploy.

"I'd lost a hundred thousand dollars on two scams before this — crypto and a real-estate syndicate that filed Chapter 11 the day my last wire cleared. I was done. Then I tried this with a small position. Four payments in, I called Aaron crying. It just works."
Alan D.
Active lender · 4+ weekly payouts
Recovered first scam loss in 10 weeks
"Started at $10K. Saw the math work. Now I'm at $35K. I'm not pulling anything out — I'm just letting it compound, and I'm not going to touch it until I hit $75K. At that point it's basically a job that pays me to do nothing."
David K.
Active lender · Scaling 3.5×
$10K → $35K in deployed capital
"I told the team I wasn't sure — that I'd start with $5K, pull it after the week, and decide. Aaron said 'everyone says that.' First week hit, I redeployed. By month two I was at $20K and bringing my golf club network to the table."
Jack A.
Active lender · Bringing referrals
Opened referral pipeline at the $20K mark

Quick answers.

The honest answers to the questions every prospect asks. If yours isn't here, the call is the place.

"Sounds too good to be true."
The math is consistent with the entire MCA industry — not unique to us. OnDeck reports 46% portfolio yields in public 10-K filings. Merchants pay 20-40% factor rates because banks won't fund them in the timeline they need (24-72 hours vs 30-90 days). We earn the spread. You get a piece of it. Each weekly payment comes from real ACH withdrawals on a real business — verifiable.
"What if the business doesn't pay?"
Three protective layers. First-position UCC liens on receivables, equipment, and inventory — we get paid before any other creditor. 7-30 day contract window gives operations room to recover before any "default" is called. Approved-but-undersized deployment — we lend $20K into businesses approved for $50K, leaving structural margin. In the program's history, we've never had a lender lose principal.
"How quickly can I get my money out?"
Every Friday, your position closes. You decide on the spot — redeploy into next week's position, or wire it back to your account. Maximum lock-up is 7 days. If you start with $5K to test, you can pull all $5K plus your return after one week. Once we hit our $2M cap and switch to line-of-credit fulfillment, we'll support same-day emergency liquidity.
"Why isn't everyone doing this?"
They are — at the institutional level. CFG Merchant Solutions raised $145M from institutional lenders in 2024. American Express paid $850M for Kabbage. Private equity owns most of this market. What's rare is access to a smaller, ethical book that's still open to individual lenders. We're capping ours at ~$2M before we close to new participants.
"Do I need to be an accredited investor?"
No. Because this is private lending — not an investment offering — the accredited-investor rule doesn't apply. The contract uses "lender" and "borrower" language, not "investor" or "investment." This isn't a workaround; it's the standard structure for the entire MCA industry.
"Why does the program cap at $2M?"
Two reasons. First, scaling beyond $2M from individual lenders runs into operational complexity better served by institutional credit. Second, the exit plan is to use the track record at $2M to secure a bank line of credit and self-fund. Once that's in place, we don't need new lenders, and existing participants get rolled into a more flexible structure (including same-day liquidity). Getting in now means getting in to a book that closes.

Your first Friday is closer than you think.

A 30-minute call with Aaron and Sam. We answer your questions, walk through the contract, and you decide on your timeline. We don't follow up to chase signatures.

Book Your Walkthrough →
FREE · 30 MIN · ZOOM LINK SENT IMMEDIATELY · NO FOLLOW-UP CHASING